Welcome to Gain Credit!
We provide industry-leading APIs.
99.95% availability
Our APIs can be used for mission-critical systems.
25 million API calls daily
Our APIs define the industry's standards.
1 million active users
Millions of people trust us.
About us
GAIN Credit, Inc. (formerly known as Global Analytics Holdings, Inc.) is a market-leading alternative lending fintech company spread across three continents. We leverage deep alternative lending domain experience across analytics, platform development, marketing and customer experience to create compelling value propositions that empower the underserved with responsible access to credit.
We run some of the largest and most trusted short-term alternative credit brands in the UK – Lending Stream and Drafty. We have also recently entered the Indian market with OYE!, a simple one-year loan product aimed at addressing the financial aspirations of the young burgeoning workforce who are new to credit. Take a look at our brands below.
Our APIs
Smart Agent
SmartAgent is a customer service chatbot, tailored to the unique needs of the consumer lending industry and powered by artificial intelligence.
Python Document Generator
Reverse engineering tool which help to create UML documents from python source code, which will help to quickly understand the system
